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Hot off the presses: the November Teachers.Net Gazette....

Re: student loan forgiveness
Posted by GA Teacher on 1/01/08

    I have been frustrated also and have tried to find information on how
    to receive the student loan forgiveness when I found your comments. It
    is rediculous that we are unable to receive the student forgiveness
    loan because we attended and obtained loans before October 1, 1998. I,
    too, received loans beginning in Winter of '96 until I graduated in
    2001. How can we get this unfair law changed? Your posts have helped
    me to realize that I'm not the only frustrated teacher. Thanks for
    allowing me to vent.


    On 11/02/07, meredith fries-isaac wrote:
    > On 10/23/07, FB wrote:
    >> The REAL problem with the student loan forgiveness program is this-
    >> -
    >>
    >> Richer folks are having their loans forgiven while poorer folks
    >> aren't.
    >>
    >> Example: I took out my first loan in 1997. Okay, so it's a year
    >> to early. This SHOULDN'T be a big deal.
    >>
    >> BUUUUUUT.... many friends of mine had their parents pay for the
    >> first 2, 3, or 4 years of college. So these people took out loans
    >> later... some of them took out loans only for their masters degree.
    >>
    >> So even though these people started college at the SAME TIME I
    >> did, their loans are being forgiven and mine are not.
    >>
    >> Moral of the story: If your parents are rich enough to pay for
    >> part of your college, you'll have your loans forgiven. If you had
    >> to take out loans from the start (like I did), you're not eligible.
    >>
    >> Now, don't get me wrong-- I am not ranting against friends whose
    >> parents could help them out. I think it's great for them. But
    >> the government set up the program without thinking of how they
    >> could benefit people who truly need it.
    >>
    >> I did some research-- from what I could find, Senator Graham in
    >> South Carolina is the person who introduced the loan forgiveness
    >> bill to congress several years back. I wrote him an email--- and
    >> I got a reply that said he only reads and responds to emails from
    >> SOuth Carolinians. Grrr...
    >>
    >> Okay... so that's my take on the whole loan forgiveness thing.
    >>
    >> - FB
    >>
    >>
    >>> On 10/19/07, Julie M. wrote:
    >>> I also found out what a bunch of horse pucky the whole teacher
    >>> loan forgiveness program is. My first loan funded in August of
    >>> 1998, becaused the semester started in August. So of course it
    >>> is before the October 7, 1998 cutoff. Now isn't that just
    >>> convenient. I don't know what we can do about this kind of
    >>> crap. I wrote to my state senator and was told, sorry, we
    >>> didn't make the rule. There should be some way we could ban
    >>> together and fight this!
    >>>
    >>>
    >>> On 9/20/07, Susan Stumm wrote:
    >>>>
    >>>> On 1/09/07, ncm wrote:
    >>>>> On 8/05/06, Douglas Freiwald wrote:
    >>>>>> What a sham!!!
    >>>>>>
    >>>>>> I can't believe I would get anything from the federal
    >>>>>> government. I applied for the student loan forgiveness
    >>>>>> program after teaching in Title I school and I was turned
    >>>>>> down. I guess working and going to school(prior to 1998)
    >>>>>> and taking care of my wife and children was selfish of me.
    >>>>>> This is the second time the federal government has screwed
    >>>>>> me on traing programs with narrow minded legislation.
    >>>>>
    >>>>> know what you mean. I got my sped degree between 1996-1998
    >>>>> and didn't qualify either. All my younger colleagues
    >>>>> qualified, yet I got screwed. Is there any way to petition
    >>>>> congress on a change?
    >>>>
    >>>> I have been working in a Title 1 school since 1999. They say
    >>>> that I'm not elegible for any type of forgiveness because I
    >>>> didn't sign up with the Apple Program before I graduated. I
    >>>> was never informed of the program. What can I do? My loans
    >>>> have been acrruing interest for years!
    >
    > Well, folks,
    > I was talked into consolidating all of my student loans to have a
    > lower monthly payment. When I did, I was guaranteed to benefit from
    > the loan forgiveness program if I worked in a poverty level
    > district. I have been working for such a district for 12 years and
    > I haven't gotten one bit of help. Apparantly when I consolidated,
    > my loan was no longer considered a Perkins loan, so I didn't qualify
    > for the program. I decided not to pay my bills, which was a
    > mistake, and now my wages are being garnished to the point that I
    > can't afford to by groceries for my family!
    > Frustrated in NY!!!


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