On 8/16/16, Cal-Kid wrote:
> On 8/15/16, Diane wrote:
>> Any advice about going on Medicare? I went to a meeting and
> am more
>> confused than ever!
>
> Sign up three months before 65th birthday. You need your
> Medicare card with number before you can enroll in any health
> plan. I devoted the dinning room table to all the Medicare
> flyers in the mail. Some were good and others just junk mail.
>
> I did phone appointment with SS Medicare. They sent a list of
> things needed to complete the appointment. You need last
> years tax return. They were really good and I got my card
> rather quickly.
>
> I picked Kaiser Senior Advantage through my school district
> who used Cal-Pers medical plans. It was a great plan. Then my
> former district went with a different group which is a
> middleman and costs went up. Switching plans on the free
> market for Kaiser Senior Advantage went from $330 down to $87
> per month. The copay are a little higher, out of pocket a
> little higher, but that is more than covered with the money
> saved each month.
>
> With Senior advantage plans everything is included in one
> bundle. With original medicare you have Part A, Part B, Part
> C, and Part D. to get the same coverage as senior advantage
> plans. I like Kaiser as they are self contained, but they
> have strict boundaries so moving can be a problem.
>
> Good luck just make sure to get your medicare card first.
> Then pick a plan. If you don't sign up within the time frame
> 3 months before up to 3 months after you will be penalized
> and pay higher rates when you do sign up. You can also sign
> up on line or go in person.
Thanks, Cal-Kid! I turn 65 in December and just received my
Medicare card in the mail this week. Sounds like it worked out
great for you! Yes, my dining room table is half covered at this
point! I appreciate your information!
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