Retirement

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Georgia Teachers Chatboard

Retirement

by Kate

Nov 13, 2013

I have 15 years of credible teaching experience in a public

school system outside of the state of Georgia. I have

earned 12 years of service in the public school system here

in Georgia. I would like to transfer the out of state

years here to Georgia so I can retire with 30 years in but

I'm not sure of the process. I'm also afraid I will not

get credit for all 15 years and want to do what's cost

effective and right for me. Any insight is appreciated

Comment

(4)

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dt I too brought years from another state. You can only bring after 6 years in the system 1 year each next six year of working. This totals 6 years that you can bring. I found out that it is better for me to leave my 15 in MI and retire with 13 from GA at 60 or older to avoid penalty of not having 30 years. Hope that helps.

On 11/13/13, Kate ...See More

Jan 7, 2014

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anon I have never heard of this. The "years transfer" is typically for placement on the salary scale when you move to another state. They may give you five years experience Your pensions, and I am referring to pensions here and not 403(b)s, are NOT portable. You have to start all over when you move to another state. If you are vested in another state, ...See More

Jan 7, 2014

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anon I have never heard of this, ever, that public pensions are portable. They are NOT. The "years transfer" is typically for placement on the salary scale when you move to another state. For example, a school district may give you five years credit for experience to place you on the salary scale.

Your pensions, and I am referring to pensions h...See MoreI have never heard of this, ever, that public pensions are portable. They are NOT. The "years transfer" is typically for placement on the salary scale when you move to another state. For example, a school district may give you five years credit for experience to place you on the salary scale.

Your pensions, and I am referring to pensions here and not 403(b)s, are NOT portable. You have to start all over when you move to another state. If you are vested in one state, you get that pension after five years. If you become vested in another state, you get that, too. With 403(b)s, you can do this, but they aren't pensions.

A number of states don't even pay into Social Security, so that would preclude ANYBODY from being able to roll over service credit from one state to another.

Repeat, do NOT confuse a 403(b), which can be rolled over, with a pension. They are two different things.

On 1/07/14, anon wrote: > I have never heard of this. The "years transfer" is typically > for > placement on the salary scale when you move to another > state. > They may give you five years experience > > Your > pensions, and I am referring to pensions here and not > 403(b)s, > are NOT portable. You have to start all over when you > move to > another state. If you are vested in another state, you > get > that pension. If you become vested in another state, you get > that, too. > > With 403(b)s, you can do this, but they aren't > pensions. > > > > > On 1/07/14, dt wrote: > >> I too brought years from another state. You can only bring >> after 6 years in the system 1 year each next six year of >> working. This totals 6 years that you can bring. I found out >> that it is better for me to leave my 15 in MI and retire with >> 13 from GA at 60 or older to avoid penalty of not having 30 >> years. Hope that helps. >> >> >> >> >> >> >> >> On 11/13/13, Kate wrote: >> >>> I have 15 years of credible teaching experience in a public >> >>> >> >>> school system outside of the state of Georgia. I have >> >>> >> >>> earned 12 years of service in the public school system here >> >>> >> >>> in Georgia. I would like to transfer the out of state >> >>> >> >>> years here to Georgia so I can retire with 30 years in but >> >>> >> >>> I'm not sure of the process. I'm also afraid I will not >> >>> >> >>> get credit for all 15 years and want to do what's cost >> >>> >> >>> effective and right for me. Any insight is appreciated >>

Jan 7, 2014

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