I don't live in Alabama, so I don't know your system, but
... I'm assuming that in your state you get both a
teacher's pension and social security. If you aren't sure,
be sure to confirm that. And you may want to have a
separate appointment with social security.
1. When will I be eligible to retire?
2. Would pension payments start immediately?
3. Do I qualify for some type of medical coverage before I
reach the age for medicare? What would it cost me?
4. What would be the difference in the monthly pension &
social security if I take it now? If I wait until ___ ?
5. Is there disability coverage if I am unable to work
before retirement age?
6. If I retire, can I work at another job? Substitute?
7. Are the pension payments a fixed monthly amount? Tied to
8. Are there options about how to take the payments (for
example, lifetime coverage for a spouse or dependent)?
Good luck to you. I hope your health stays good so you can
enjoy your retirement. I'm just about ready to submit a
retirement letter, for the end of this school year.
On 1/31/17, Rob wrote:
> Can anyone give me some info/questions to discuss with a
> retirement counselor as a teacher considering retirement
> in Alabama. I will not be old enough to draw social
> security, but I will have over 25 years as a teacher. I
> will be either 59 or 60 years old, depending on when I
> retire. I also have a chronic health condition that at
> time could become life threatening.
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