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Re: Teacher Next Door program-Need help buying property in D
Posted by Angela on 12/14/05
Stephany-
The whole point of the HUD programs like TND, OND, FND, and
the others is to get people to move into disadvantaged or
revitalization areas. It isn't specifically to get teachers
to teach in the areas of their schools. You won't normally
find a HUD home in an affluent neighborhood because a home
in foreclosure in those areas would go back to the banks
baking the mortgages and immediately resold. There are no
problems getting people to move into affluent
neighborhoods. The government really wants people like
teachers, firefighters, police officers, and EMTs to move
into poorer communities in the hopes that eventually the
communities will fare better. They figure that if a
professional person with a solid job moves into such a
neighborhood, that that person will bring that house into a
better condition (through remodeling, reconstruction,
regular upkeep...) and perhaps the rest of the neighborhood
will eventually keep up. Idealistic? Maybe... It is a
great program if you fully realize what it is about. I know
a few people who purchased their homes through both TND and
OND and they are quite happy with their purchases. Teachers
and officers don't make all too much money and may never be
able to afford a home in the district otherwise. While
there are many critics of the program and the areas in which
participants can buy their homes, I have seen great things
and am all for giving it a try. I am considering
participating in the program once I start teaching full-
time. Good luck with the program or in purchasing a home
through other means.
On 12/11/05, Stephany wrote:
> I live and teach in Washington DC. I've researched The
> Teacher Next Door program and (other than the program
> description on-line) I can't seem to find any real info on
> it. I need a good realtor who specializes in this program,
> hopefully one who's helped other teachers acquire property
> with it before.
>
> Also, is there anyone who's already bought property this
> way, who's also happy with it? From what I can find, it
> seems like there's a catch to it...teachers are supposed to
> be able to buy in the same area where they teach, but the
> properties are only in disadvantaged areas. So if you teach
> in a good neighborhood (as I do in NW DC), you're forced to
> move "next door" to a much worse neighborhood farther away
> from school. I'm beginning to wonder if this program is
> just another government crock of s---. Please reply if you
> have any info. Thank you!!
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