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Re: Blue Cross Blue Shield
Posted by novel648 on 6/27/08
On 6/27/08, Victoria wrote:
> If he makes 40k then CHIP is out. I would know because I'm a
> single parent and I got denied for CHIP several years ago
> because I made too much. Oh, and I was being paid about $30k
> then.
>
> I pay (or used to...haven't looked to see if the price is going
> up) $130 a month to add my son. That's the *only* good thing
> about our insurance is that they have single parent rates. The
> dental insurance sure doesn't...it's either pay the individual
> rate or pay the family rate. So someone who is a single parent
> with one child pays the same as a 2-parent, 2 child family.
> Grr. Needless to say, we don't have the dental plan.
>
> The deductible is what kills me each year...but I look at it
> like this...what if something major happened? Costing
> thousandas and thousands? $600 and the % doesn't look quite as
> bad. Not great, but not bad.
>
> The really sucky part is that I put off my doctor's appts.
> because I can't afford them unless we meet the deductible. I
> have to have the money for my son's visits, who has asthma and
> other concerns.
>
> To the OP, have you looked into BLUE? It's the private plan
> for BCBS and you can buy it individually for family members.
> They are VERY strict though about approval.
The insurance we teachers have is really sh---! Somewhere I think
there is some insurance official living nicely, laughing all the
way to the bank with the money he makes off this plan we have here
in MS. I too am a single mom who doesn't go to the dr because of
the high deductible. Thank the Lord my children are healthy. I
have a friend who teaches at Millcreek, the school for emotionally
disturbed children. The insurance she has there is a dream. She
pays no more for family coverage than I do. She pays $25 a dr.'s
visit. There's also visual and dental on it. Her husband recently
had to have new glasses - $25 for the eye exam, $95 for new
glasses - the insurance picked up the rest. Why can't we have a
plan like that? I sometimes think I'd rather have a good
insurance plan than a big raise.
Posts on this thread, including this one
- Blue Cross Blue Shield, 6/26/08, by Terry Bourg.
- Re: Blue Cross Blue Shield, 6/26/08, by girl in gulfport.
- Re: Blue Cross Blue Shield, 6/27/08, by Victoria.
- Re: Blue Cross Blue Shield, 6/27/08, by novel648.
- Re: Blue Cross Blue Shield, 6/27/08, by another question.
- Re: Blue Cross Blue Shield, 6/27/08, by not to mention.
- Re: Blue Cross Blue Shield, 6/27/08, by novel648.
- Re: Blue Cross Blue Shield, 6/27/08, by girl.
- Re: Blue Cross Blue Shield, 6/28/08, by teacher.
- Re: Blue Cross Blue Shield, 6/30/08, by girl in gulfport.
- Re: Blue Cross Blue Shield, 8/02/08, by Teacher 2 .
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