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Bonn

by School Psyc

Dec 1, 2011

I sent my cover letter and resume to Bonn School tonight. However, I could not find any compensation information listed and they are not showing their vacancies for next school-year.

Will we be able to afford living there? I have a husband, who will have to either be a stay at home dad, substitute, or look for other potential work; and I have two children that would need to attend the school.

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(5)

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School Psyc Of course along with saying I was detail oriented, I managed to abbreviate the name of the school as GBI, Germany-Bonn International instead of BSI, Bonn International School. I just looked at the site again and saw my error immediately, but my letter has already been sent. Ouch.

On 12/01/11, School Psyc wrote: > I sent my cover letter ...See More

Dec 1, 2011

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Dave Its an elementary school psyc position.

The salary is reported at ABOUT $49K. There is a $1942 (plus another $1942 for your spouse, and $600, per dependent child) moving allowance and a $650 settling in allowance. Airfare is paid for all family members. A complete worldwide medical coverage plan is paid and provided for. Full tuition is p...See MoreIts an elementary school psyc position.

The salary is reported at ABOUT $49K. There is a $1942 (plus another $1942 for your spouse, and $600, per dependent child) moving allowance and a $650 settling in allowance. Airfare is paid for all family members. A complete worldwide medical coverage plan is paid and provided for. Full tuition is provided to your children (though its a taxable benefit). Lastly, there is a pension plan provided.

There is no housing provided, nor a housing allowance (typical for europe where compensation packages involve salary, relocation allowance, insurance, and in your case tuition).

COSTS:

The Consumer Price Index (Excl.Rent) is 90.96 (meaning its 9% less then NYC) The Rent Index is 30.28 (meaning housing costs are about 69% less then NYC) The Local Purchasing Power Factor is 119.25 (meaning your discretionary income "buys" about 20% then you would be able to in NYC

The following are some "Average" cost in USD:

Restaurants: Meal, Inexpensive Restaurant 11.09 $ Meal for 2, Mid-range Restaurant, Three-course 51.40 $ Combo Meal at McDonalds or Similar 8.31 $ Domestic Beer (0.5 liter draught) 3.67 $ Imported Beer (0.33 liter bottle) 3.89 $ Cappuccino (regular) 3.19 $ Coke/Pepsi (0.33 liter bottle) 2.59 $ Water (0.33 liter bottle) 2.51 $ Markets: Milk (regular), 1 liter 0.99 $ Loaf of Fresh White Bread (500g) 2.30 $ Eggs (12) 2.87 $ Fresh Cheese (1kg) 10.84 $ Chicken Breasts (Boneless, Skinless), (1kg) 9.21 $ Apples (1kg) 2.48 $ Oranges (1kg) 2.90 $ Potato (1kg) 1.24 $ Lettuce (1 head) 1.20 $ Water (1.5 liter bottle) 1.08 $ Bottle of Wine (Mid-Range) 6.76 $ Domestic Beer (0.5 liter bottle) 1.15 $ Imported Beer (0.33 liter bottle) 1.44 $ Pack of Cigarettes (Marlboro) 6.53 $

Transportation: One-way Ticket (local transport) 3.08 $ Monthly Pass 73.51 $ Taxi Start (Normal Tariff) 3.64 $ Taxi 1km (Normal Tariff) 2.00 $ Taxi 1hour Waiting (Normal Tariff) 30.19 $ Gasoline (1 liter) 1.99 $ Utilities (Monthly): Basic (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of Prepaid Mobile Tariff (no discounts or plans) 0.19 $ Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $ Sports And Leisure: Fitness Club, Monthly Fee for 1 Adult 59.58 $ Tennis Court Rent (1 Hour on Weekend) 21.15 $ Cinema, International Release, 1 Seat 11.28 $ Clothing And Shoes: 1 Pair of Levis 501 112.10 $ 1 Summer Dress in a Chain Store (Zara, H&M, ...) 47.46 $ 1 Pair of Nike Shoes 98.41 $ 1 Pair of Men Leather Shoes 123.58 $ Rent (Monthly): Apartment (1 bedroom) in City Centre 668.21 $ Apartment (1 bedroom) Outside of Centre 502.83 $ Apartment (3 bedrooms) in City Centre 1,352.33 $ Apartment (3 bedrooms) Outside of Centre 1,029.67 $

On 12/01/11, School Psyc wrote: > I sent my cover letter and resume to Bonn School tonight. > However, I could not find any compensation information > listed and they are not showing their vacancies for next > school-year. > > Will we be able to afford living there? I have a husband, > who will have to either be a stay at home dad, substitute, > or look for other potential work; and I have two children > that would need to attend the school.

Dec 1, 2011

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School Psyc Would the $49K be take home pay? I don't have to pay any portion of my income towards medical or pension? What about taxes?

That could cover living expenses pretty well unless electricity, phone, etc. is really high as well. Is there any chance of my husband finding employment (software engineer)?

If that is the take home, pay, I ...See MoreWould the $49K be take home pay? I don't have to pay any portion of my income towards medical or pension? What about taxes?

That could cover living expenses pretty well unless electricity, phone, etc. is really high as well. Is there any chance of my husband finding employment (software engineer)?

If that is the take home, pay, I think we could easily afford to live there. We might not be able to save as much as we could in other locations, but it would be nice.

Thank you for posting all the detailed information you did.

On 12/01/11, Dave wrote: > Its an elementary school psyc position. > > The salary is reported at ABOUT $49K. There is a $1942 (plus > another $1942 for your spouse, and $600, per dependent child) > moving allowance and a $650 settling in allowance. Airfare is > paid for all family members. A complete worldwide medical > coverage plan is paid and provided for. Full tuition is > provided to your children (though its a taxable benefit). > Lastly, there is a pension plan provided. > > There is no housing provided, nor a housing allowance (typical > for europe where compensation packages involve salary, > relocation allowance, insurance, and in your case tuition). > > COSTS: > > The Consumer Price Index (Excl.Rent) is 90.96 (meaning its 9% > less then NYC) The Rent Index is 30.28 (meaning housing costs > are about 69% less then NYC) The Local Purchasing Power Factor > is 119.25 (meaning your discretionary income "buys" about 20% > then you would be able to in NYC > > The following are some "Average" cost in USD: > > Restaurants: Meal, Inexpensive Restaurant 11.09 $ > Meal for 2, Mid-range Restaurant, Three-course 51.40 > $ Combo Meal at McDonalds or Similar 8.31 $ > Domestic Beer (0.5 liter draught) 3.67 $ Imported Beer > (0.33 liter bottle) 3.89 $ Cappuccino (regular) 3.19 > $ Coke/Pepsi (0.33 liter bottle) 2.59 $ Water > (0.33 liter bottle) 2.51 $ Markets: Milk > (regular), 1 liter 0.99 $ Loaf of Fresh White Bread > (500g) 2.30 $ Eggs (12) 2.87 $ Fresh Cheese > (1kg) 10.84 $ Chicken Breasts (Boneless, > Skinless), (1kg) 9.21 $ Apples (1kg) 2.48 $ Oranges > (1kg) 2.90 $ Potato (1kg) 1.24 $ Lettuce (1 head) > 1.20 $ Water (1.5 liter bottle) 1.08 $ Bottle of > Wine (Mid-Range) 6.76 $ Domestic Beer (0.5 liter bottle) > 1.15 $ Imported Beer (0.33 liter bottle) 1.44 $ > Pack of Cigarettes (Marlboro) 6.53 $ > > Transportation: One-way Ticket (local transport) > 3.08 $ Monthly Pass 73.51 $ Taxi Start (Normal > Tariff) 3.64 $ Taxi 1km (Normal Tariff) 2.00 $ > Taxi 1hour Waiting (Normal Tariff) 30.19 $ > Gasoline (1 liter) 1.99 $ Utilities (Monthly): Basic > (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of > Prepaid Mobile Tariff (no discounts or plans) 0.19 $ > Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $ > Sports And Leisure: Fitness Club, Monthly Fee for 1 Adult > 59.58 $ Tennis Court Rent (1 Hour on Weekend) 21.15 > $ Cinema, International Release, 1 Seat 11.28 $ > Clothing And Shoes: 1 Pair of Levis 501 112.10 $ > 1 Summer Dress in a Chain Store (Zara, H&M, ...) > 47.46 $ 1 Pair of Nike Shoes 98.41 $ 1 > Pair of Men Leather Shoes 123.58 $ Rent > (Monthly): Apartment (1 bedroom) in City Centre 668.21 > $ Apartment (1 bedroom) Outside of Centre > 502.83 $ Apartment (3 bedrooms) in City Centre > 1,352.33 $ Apartment (3 bedrooms) Outside of Centre > 1,029.67 $ > > > > > On 12/01/11, School Psyc wrote: >> I sent my cover letter and resume to Bonn School tonight. >> However, I could not find any compensation information >> listed and they are not showing their vacancies for next >> school-year. >> >> Will we be able to afford living there? I have a husband, >> who will have to either be a stay at home dad, substitute, >> or look for other potential work; and I have two children >> that would need to attend the school.

Dec 1, 2011

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Dave This is before Taxes. Your personal income tax would be 14%, there is then the municipal tax rate of about 14%. The school pays 50% of your social security/pension, your share is 9% of income. So your tax rate all together is about 37%. You dont pay taxes until after 6 months, but you begin making social security/pension contributions immediately. ...See MoreThis is before Taxes. Your personal income tax would be 14%, there is then the municipal tax rate of about 14%. The school pays 50% of your social security/pension, your share is 9% of income. So your tax rate all together is about 37%. You dont pay taxes until after 6 months, but you begin making social security/pension contributions immediately. Europe has really high taxes. Mine here in Denmark is around 50%

Please note the salary I posted of $49K is based ona teacher with an MA +8 years experience, I dont know and cant say if thats the same salary youd be offered as a school psychologist???

The insurance is comprehensive covers medical and dental, and has no deductibles, or other significant costs. Were really close to germany and several of our students are germans working for Ikea, and the government insurance plan is VERY VERY good.

There are opportunities for your husband to work, though without german language fluency they would be VERY limited. His best bet may be working freelance or as a consultant. I dont know if this is something he would want or be able to do. It is not uncommon for a trailing spouse to have a position found for them or created for them, though typically these positions involve tutoring, substituting, or clerical types of positions (they dont pay greatly, and he may not enjoy the work much). They might offer him a position doing laptop or computer tech support. I really cant say though, I dont know what the school would offer.

The site clumped it all together but I had posted some very standard costs. From that post utilities are:

Utilities (Monthly/Average/USD):

Basic (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of Prepaid Mobile Tariff (no discounts or plans) 0.19 $ Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $

Rents (Monthly/Average/USD): Apartment (1 bedroom) in City Centre 668.21 $

Apartment (1 bedroom) Outside of Centre 502.83 $

Apartment (3 bedrooms) in City Centre 1,352.33 $

Apartment (3 bedrooms) Outside of Centre 1,029.67 $

Your take home pay would be about $40K your first year (you get 6 months tax free). A Three bedroom outside the city center with utilities and internet would run you about $1,250/month or about 15,000 a year. That leaves about $25K left over for discretionary income or about $2K a month. Its not a lot.

On 12/01/11, School Psyc wrote: > Would the $49K be take home pay? I don't have to pay any portion > of my income towards medical or pension? What about taxes? > > That could cover living expenses pretty well unless electricity, > phone, etc. is really high as well. Is there any chance of my > husband finding employment (software engineer)? > > If that is the take home, pay, I think we could easily afford to > live there. We might not be able to save as much as we could in > other locations, but it would be nice. > > Thank you for posting all the detailed information you did. > > > On 12/01/11, Dave wrote: >> Its an elementary school psyc position. >> >> The salary is reported at ABOUT $49K. There is a $1942 (plus >> another $1942 for your spouse, and $600, per dependent child) >> moving allowance and a $650 settling in allowance. Airfare is >> paid for all family members. A complete worldwide medical >> coverage plan is paid and provided for. Full tuition is >> provided to your children (though its a taxable benefit). >> Lastly, there is a pension plan provided. >> >> There is no housing provided, nor a housing allowance (typical >> for europe where compensation packages involve salary, >> relocation allowance, insurance, and in your case tuition). >> >> COSTS: >> >> The Consumer Price Index (Excl.Rent) is 90.96 (meaning its 9% >> less then NYC) The Rent Index is 30.28 (meaning housing costs >> are about 69% less then NYC) The Local Purchasing Power Factor >> is 119.25 (meaning your discretionary income "buys" about 20% >> then you would be able to in NYC >> >> The following are some "Average" cost in USD: >> >> Restaurants: Meal, Inexpensive Restaurant 11.09 $ >> Meal for 2, Mid-range Restaurant, Three-course 51.40 >> $ Combo Meal at McDonalds or Similar 8.31 $ >> Domestic Beer (0.5 liter draught) 3.67 $ Imported Beer >> (0.33 liter bottle) 3.89 $ Cappuccino (regular) 3.19 >> $ Coke/Pepsi (0.33 liter bottle) 2.59 $ Water >> (0.33 liter bottle) 2.51 $ Markets: Milk >> (regular), 1 liter 0.99 $ Loaf of Fresh White Bread >> (500g) 2.30 $ Eggs (12) 2.87 $ Fresh Cheese >> (1kg) 10.84 $ Chicken Breasts (Boneless, >> Skinless), (1kg) 9.21 $ Apples (1kg) 2.48 $ Oranges >> (1kg) 2.90 $ Potato (1kg) 1.24 $ Lettuce (1 head) >> 1.20 $ Water (1.5 liter bottle) 1.08 $ Bottle of >> Wine (Mid-Range) 6.76 $ Domestic Beer (0.5 liter bottle) >> 1.15 $ Imported Beer (0.33 liter bottle) 1.44 $ >> Pack of Cigarettes (Marlboro) 6.53 $ >> >> Transportation: One-way Ticket (local transport) >> 3.08 $ Monthly Pass 73.51 $ Taxi Start (Normal >> Tariff) 3.64 $ Taxi 1km (Normal Tariff) 2.00 $ >> Taxi 1hour Waiting (Normal Tariff) 30.19 $ >> Gasoline (1 liter) 1.99 $ Utilities (Monthly): Basic >> (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of >> Prepaid Mobile Tariff (no discounts or plans) 0.19 $ >> Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $ >> Sports And Leisure: Fitness Club, Monthly Fee for 1 Adult >> 59.58 $ Tennis Court Rent (1 Hour on Weekend) 21.15 >> $ Cinema, International Release, 1 Seat 11.28 $ >> Clothing And Shoes: 1 Pair of Levis 501 112.10 $ >> 1 Summer Dress in a Chain Store (Zara, H&M, ...) >> 47.46 $ 1 Pair of Nike Shoes 98.41 $ 1 >> Pair of Men Leather Shoes 123.58 $ Rent >> (Monthly): Apartment (1 bedroom) in City Centre 668.21 >> $ Apartment (1 bedroom) Outside of Centre >> 502.83 $ Apartment (3 bedrooms) in City Centre >> 1,352.33 $ Apartment (3 bedrooms) Outside of Centre >> 1,029.67 $ >> >> >> >> >> On 12/01/11, School Psyc wrote: >>> I sent my cover letter and resume to Bonn School tonight. >>> However, I could not find any compensation information >>> listed and they are not showing their vacancies for next >>> school-year. >>> >>> Will we be able to afford living there? I have a husband, >>> who will have to either be a stay at home dad, substitute, >>> or look for other potential work; and I have two children >>> that would need to attend the school.

Dec 1, 2011

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School Psyc Thank you.

On 12/01/11, Dave wrote: > This is before Taxes. Your personal income tax would be 14%, there > is then the municipal tax rate of about 14%. The school pays 50% of > your social security/pension, your share is 9% of income. So your > tax rate all together is about 37%. You dont pay taxes until after > 6 months, b...See MoreThank you.

On 12/01/11, Dave wrote: > This is before Taxes. Your personal income tax would be 14%, there > is then the municipal tax rate of about 14%. The school pays 50% of > your social security/pension, your share is 9% of income. So your > tax rate all together is about 37%. You dont pay taxes until after > 6 months, but you begin making social security/pension contributions > immediately. Europe has really high taxes. Mine here in Denmark is > around 50% > > Please note the salary I posted of $49K is based ona teacher with > an MA +8 years experience, I dont know and cant say if thats the > same salary youd be offered as a school psychologist??? > > The insurance is comprehensive covers medical and dental, and has no > deductibles, or other significant costs. Were really close to > germany and several of our students are germans working for Ikea, > and the government insurance plan is VERY VERY good. > > There are opportunities for your husband to work, though without > german language fluency they would be VERY limited. His best bet may > be working freelance or as a consultant. I dont know if this is > something he would want or be able to do. It is not uncommon for a > trailing spouse to have a position found for them or created for > them, though typically these positions involve tutoring, > substituting, or clerical types of positions (they dont pay greatly, > and he may not enjoy the work much). They might offer him a position > doing laptop or computer tech support. I really cant say though, I > dont know what the school would offer. > > The site clumped it all together but I had posted some very standard > costs. From that post utilities are: > > Utilities (Monthly/Average/USD): > > Basic (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of > Prepaid Mobile Tariff (no discounts or plans) 0.19 $ > Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $ > > Rents (Monthly/Average/USD): Apartment (1 bedroom) in City > Centre 668.21 $ > > Apartment (1 bedroom) Outside of Centre 502.83 $ > > Apartment (3 bedrooms) in City Centre 1,352.33 $ > > Apartment (3 bedrooms) Outside of Centre 1,029.67 $ > > Your take home pay would be about $40K your first year (you get 6 > months tax free). A Three bedroom outside the city center with > utilities and internet would run you about $1,250/month or about > 15,000 a year. That leaves about $25K left over for discretionary > income or about $2K a month. Its not a lot. > > On 12/01/11, School Psyc wrote: >> Would the $49K be take home pay? I don't have to pay any portion >> of my income towards medical or pension? What about taxes? >> >> That could cover living expenses pretty well unless electricity, >> phone, etc. is really high as well. Is there any chance of my >> husband finding employment (software engineer)? >> >> If that is the take home, pay, I think we could easily afford to >> live there. We might not be able to save as much as we could in >> other locations, but it would be nice. >> >> Thank you for posting all the detailed information you did. >> >> >> On 12/01/11, Dave wrote: >>> Its an elementary school psyc position. >>> >>> The salary is reported at ABOUT $49K. There is a $1942 (plus >>> another $1942 for your spouse, and $600, per dependent child) >>> moving allowance and a $650 settling in allowance. Airfare is >>> paid for all family members. A complete worldwide medical >>> coverage plan is paid and provided for. Full tuition is >>> provided to your children (though its a taxable benefit). >>> Lastly, there is a pension plan provided. >>> >>> There is no housing provided, nor a housing allowance (typical >>> for europe where compensation packages involve salary, >>> relocation allowance, insurance, and in your case tuition). >>> >>> COSTS: >>> >>> The Consumer Price Index (Excl.Rent) is 90.96 (meaning its 9% >>> less then NYC) The Rent Index is 30.28 (meaning housing costs >>> are about 69% less then NYC) The Local Purchasing Power Factor >>> is 119.25 (meaning your discretionary income "buys" about 20% >>> then you would be able to in NYC >>> >>> The following are some "Average" cost in USD: >>> >>> Restaurants: Meal, Inexpensive Restaurant 11.09 $ >>> Meal for 2, Mid-range Restaurant, Three-course 51.40 >>> $ Combo Meal at McDonalds or Similar 8.31 $ >>> Domestic Beer (0.5 liter draught) 3.67 $ Imported Beer >>> (0.33 liter bottle) 3.89 $ Cappuccino (regular) 3.19 >>> $ Coke/Pepsi (0.33 liter bottle) 2.59 $ Water >>> (0.33 liter bottle) 2.51 $ Markets: Milk >>> (regular), 1 liter 0.99 $ Loaf of Fresh White Bread >>> (500g) 2.30 $ Eggs (12) 2.87 $ Fresh Cheese >>> (1kg) 10.84 $ Chicken Breasts (Boneless, >>> Skinless), (1kg) 9.21 $ Apples (1kg) 2.48 $ Oranges >>> (1kg) 2.90 $ Potato (1kg) 1.24 $ Lettuce (1 head) >>> 1.20 $ Water (1.5 liter bottle) 1.08 $ Bottle of >>> Wine (Mid-Range) 6.76 $ Domestic Beer (0.5 liter bottle) >>> 1.15 $ Imported Beer (0.33 liter bottle) 1.44 $ >>> Pack of Cigarettes (Marlboro) 6.53 $ >>> >>> Transportation: One-way Ticket (local transport) >>> 3.08 $ Monthly Pass 73.51 $ Taxi Start (Normal >>> Tariff) 3.64 $ Taxi 1km (Normal Tariff) 2.00 $ >>> Taxi 1hour Waiting (Normal Tariff) 30.19 $ >>> Gasoline (1 liter) 1.99 $ Utilities (Monthly): Basic >>> (Electricity, Gas, Water, Garbage) 173.46 $ 1 min. of >>> Prepaid Mobile Tariff (no discounts or plans) 0.19 $ >>> Internet (6 Mbps, Flat Rate, Cable/ADSL) 30.23 $ >>> Sports And Leisure: Fitness Club, Monthly Fee for 1 Adult >>> 59.58 $ Tennis Court Rent (1 Hour on Weekend) 21.15 >>> $ Cinema, International Release, 1 Seat 11.28 $ >>> Clothing And Shoes: 1 Pair of Levis 501 112.10 $ >>> 1 Summer Dress in a Chain Store (Zara, H&M, ...) >>> 47.46 $ 1 Pair of Nike Shoes 98.41 $ 1 >>> Pair of Men Leather Shoes 123.58 $ Rent >>> (Monthly): Apartment (1 bedroom) in City Centre 668.21 >>> $ Apartment (1 bedroom) Outside of Centre >>> 502.83 $ Apartment (3 bedrooms) in City Centre >>> 1,352.33 $ Apartment (3 bedrooms) Outside of Centre >>> 1,029.67 $ >>> >>> >>> >>> >>> On 12/01/11, School Psyc wrote: >>>> I sent my cover letter and resume to Bonn School tonight. >>>> However, I could not find any compensation information >>>> listed and they are not showing their vacancies for next >>>> school-year. >>>> >>>> Will we be able to afford living there? I have a husband, >>>> who will have to either be a stay at home dad, substitute, >>>> or look for other potential work; and I have two children >>>> that would need to attend the school.

Dec 2, 2011

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