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by Effects most teachers' families/needs your support
Jul 24, 2003
/blockquote>
Social Security Fairness Act is needed to rectify the
Government Pension Offset and Windfall Elimination
Provision. If you live or worked in Alaska, California,
Colorado,Connecticut, Georgia, Illinois, Kentucky,
Louisiana, Maine, Massachusetts, Missouri, Nevada, Ohio,
Rhode Island, and Texas, then the im...See More/blockquote>
Social Security Fairness Act is needed to rectify the
Government Pension Offset and Windfall Elimination
Provision. If you live or worked in Alaska, California,
Colorado,Connecticut, Georgia, Illinois, Kentucky,
Louisiana, Maine, Massachusetts, Missouri, Nevada, Ohio,
Rhode Island, and Texas, then the impact of the GPO and WEP
is "primarily felt" in states such as these in which public
employees (like educators) are not covered by Social
Security . Because people move from state to state,
there are affected individuals everywhere. The Windfall
Elimination Provision (WEP) reduces the earned Social
Security benefits of an individual who also receives a
public pension from a job not covered by Social Security.
The Government Pension Offset (GPO) reduces public
employees' Social Security spousal or survivor benefits by
two-thirds of their public pension.
What are the Government Pension Offset and Windfall
Elimination Provision?
The Government Pension Offset (GPO) reduces public
employees' Social Security spousal or survivor benefits by
two-thirds of their public pension.
The Windfall Elimination Provision (WEP) reduces the earned
Social Security benefits of an individual who also receives
a public pension from a job not covered by Social Security.
Who do the GPO and WEP Affect?
The GPO affects people who work as federal, state, or local
government employees, including educators, police officers,
and firefighters, if the job is not covered by Social
Security.
The WEP affects people who worked in jobs not covered by
Social Security and in jobs in which they earned Social
Security benefits - such as educators who do not earn
Social Security in the public schools, but who work part-
time or during the summer in jobs covered by Social
Security. The WEP also affects people who move from a job
in which they earn Social Security to a job, such as
teaching, in which they do not.
How do the GPO and WEP work?
The GPO reduces Social Security spousal or survivor
benefits by two-thirds of the individual's public pension.
The WEP reduces the factor by which average earnings are
multiplied to determine Social Security benefits. The
amount of reduction depends on when the person retires and
how many years of earnings he or she has accumulated.
What is the Impact of the GPO and WEP?
Estimates indicate that 9 out of 10 public employees
affected by the GPO lose their entire spousal benefit, even
though their deceased spouse paid Social Security taxes for
many years. According to the Congressional Budget Office,
the GPO reduces benefits for some 300,000 individuals by
more than $3,600 a year. The GPO has the harshest impact on
those who can least afford the loss: lower-income women.
The WEP causes low-paid public employees outside the Social
Security system, like educators, to lose up to sixty
percent of their Social Security benefits. The WEP also
impacts the teaching profession, as people are less likely
to leave other careers, in which they earn Social Security
benefits, to become educators.
What Can be Done to Address the GPO and WEP?
Congress can pass legislation to repeal both the GPO and
WEP.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
“My mother had both Social Security
earnings of her own and SS benefits due from my father's
coverage (while she raised five kids before becoming a full
time teacher). Now, every time her TRS increases,
she sees a corresponding drop in her already smallish SS
check. Plus, she's taxed on the TRS amount, which has now
increased. She's losing ground each year.”
So, I suggest you both educate yourself and take action by
doing what she did, namely visiting these two websites:
1) [link removed].
by Tim Stewart
Jul 25, 2003
/blockquote>
I am scheduled to take the PLT august 9th at the university
of memphis. I would appreciate anyone sharing anything
that would be helpful to pass this exam (anything!!!).
Thanks!!!
/blockquote>
I would like to find out more about McGrath, Alaska.
/blockquote>
When did we get a chatboard of our very own? We're
moving up in the world!!
Liz/AK
/blockquote>
We would really LOVE to have your state in our postcard
exchange. It is lots of fun - and educational too!! Email
me for details.
/blockquote>
Dear Teacher or School Administrator:
Are you looking for a school management software package
that will effeciently organize all your information ranging
from grades to lunch counts? Are you tired of management
systems that are extremely expensive, difficult to use, and
require costly add-on modules fo...See More/blockquote>
Dear Teacher or School Administrator:
Are you looking for a school management software package
that will effeciently organize all your information ranging
from grades to lunch counts? Are you tired of management
systems that are extremely expensive, difficult to use, and
require costly add-on modules for every possible activity?
Look no further! E2S Athena is the result of a unique
vision developed by a former classroom teacher and software
engineer that is effective, easy-to-use, and affordable.
E2S Athena offers a comprehensive school management software
package and centralized data-warehousing system that meets
the needs of administrators, teachers, students, and parents
more efficiently than any other school management system on
the market. Athena provides four integrated components that
can effectively manage your entire school. Unlike
administrative packages from other companies, Athena
provides a complete solution for your school from day one
and doesn't require additional components.
One of the greatest components of Athena is In-touch.
In-touch is a secure website that allows parents, students,
and teachers to access reports and functions remotely. All
you need is an Internet connection and your favorite browser
such as Netscape Navigator or Microsoft Internet Explorer.
Once logged into In-touch, parents can view authorized
information about their children, students can view their
personal academic status, and teachers can perform common
tasks as if they were working in their classroom.
If you are responsible for finding an effective, affordable
solution that can manage your entire school, you need to
look at Athena. Over 95% of our customers have selected
Athena over any other packages once they have taken a tour
and seen what it is capable of doing - I'd like to encourage
you to take a look and you'll see why!
For a free on-line tour of Athena please call 800.429.3110
and ask for Joe.
If you are not the person responsible for making a decision
like this, please forward this information on it would be
very much appreciated.
Have A GREAT DAY!!!
Joe Egusquiza
PCS Edventures
800.429.3110
[email removed]]
/blockquote>
Dear Teacher or School Administrator:
Are you looking for a school management software package
that will effeciently organize all your information ranging
from grades to lunch counts? Are you tired of management
systems that are extremely expensive, difficult to use, and
require costly add-on modules fo...See More/blockquote>
Dear Teacher or School Administrator:
Are you looking for a school management software package
that will effeciently organize all your information ranging
from grades to lunch counts? Are you tired of management
systems that are extremely expensive, difficult to use, and
require costly add-on modules for every possible activity?
Look no further! E2S Athena is the result of a unique
vision developed by a former classroom teacher and software
engineer that is effective, easy-to-use, and affordable.
E2S Athena offers a comprehensive school management software
package and centralized data-warehousing system that meets
the needs of administrators, teachers, students, and parents
more efficiently than any other school management system on
the market. Athena provides four integrated components that
can effectively manage your entire school. Unlike
administrative packages from other companies, Athena
provides a complete solution for your school from day one
and doesn't require additional components.
One of the greatest components of Athena is In-touch.
In-touch is a secure website that allows parents, students,
and teachers to access reports and functions remotely. All
you need is an Internet connection and your favorite browser
such as Netscape Navigator or Microsoft Internet Explorer.
Once logged into In-touch, parents can view authorized
information about their children, students can view their
personal academic status, and teachers can perform common
tasks as if they were working in their classroom.
If you are responsible for finding an effective, affordable
solution that can manage your entire school, you need to
look at Athena. Over 95% of our customers have selected
Athena over any other packages once they have taken a tour
and seen what it is capable of doing - I'd like to encourage
you to take a look and you'll see why!
For a free on-line tour of Athena please call 800.429.3110
and ask for Joe.
If you are not the person responsible for making a decision
like this, please forward this information it would be very
much appreciated.
Joe Egusquiza
PCS Edventures
800.429.3110
[email removed]]
/blockquote>
our 5/6 grade postcard exchange project. Your students will
be engaged in a project packed with learning fun. We need
Alaska. Anxious to hear from you. My email is listed. Many
thank yous.
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Teacher Chatboards
On 7/24/03, Effects most teachers' families/needs your
support wrote:
> Social Security Fairness Act is needed to rectify the
> Government Pension Offset and Windfall Elimination
> Provision. If you live or worked in Alaska, California,
> Colorado,Connecticut, Georgia, Illinois, Kentucky,