Ready to move onOn 11/23/16, There right now too. wrote: > On 11/23/16, not correct wrote: >> >>> I have done this. Unfortunately, If I don't teach the >>> full eight years (to get to 30 years)the reduction is >>> drastic. I checked what would happen at reduced >>> retirement and there is over a tho...See MoreOn 11/23/16, There right now too. wrote: > On 11/23/16, not correct wrote: >> >>> I have done this. Unfortunately, If I don't teach the >>> full eight years (to get to 30 years)the reduction is >>> drastic. I checked what would happen at reduced >>> retirement and there is over a thousand dollars per >>> month difference between that and the full thing. >>> Basically, at 25 years I would get between $800 and >>> $900 a month. If I go the whole 30 it says around $1900 >>> a month. If I stop now I get nothing except what I put >>> in plus 4&37; interest. >> >> If I read this correctly then you did something wrong. >> If you have 25 years in the system, you would NOT >> receive benefits anywhere near that low! get someone to >> help you do the calculations. > > You are correct. I entered my age wrong. When I enter it > correctly it says I cannot retire for six more years at > all (until I'm 50) then I could retire with 28 years and > receive benefits reduced to 90&37;... projected to be about > $1800 a month. > If I make the full 30 years it would be about $2100 a > month. > > The hard part is making it that six years. So, I thought > maybe if I switched to a lower paying job that still > contributed, I could make it through six years when I'm > not sure I can make it > through this year.
Oh how i wish I had the "magic" words to help you out. It isn't easy to make that decision. I feel your pain and your struggle and it is sad that a career has made us feel this way after years of hard work. I look at 22 years...eh...yeah that's a lot, but I might be dead by the 30th year. Everyone is an individual and has to do what they need in their own situation. I have read endless articles about teachers leaving the profession and it helps to know we are not along, but the same time it is so sad that admin. and gov't...really don't care about us anymore.
I really think a big part of this issue is that consequences essentially don't exist anymore, so kids just do whatever they please.
As for the BIG reduction in retirement benefits -- yeah, I can relate. I'm not heading out the door, but I've looked at the numbers. Those of us who started teaching young (or fairly young) are the ones who really can't leave early ... or, can't leave early without a BIG bite from our retirement benefits. In contrast, the older teachers can leave with only small reductions.
Finally, be careful about planning to switch to another job. Yeah, the school system is in a mess, and we could all tell stories ... but it's NOT JUST US. My husband is in a completely different field, and his job climate, expectations, and pay schedule has been adjusted over the last decade. My siblings say similar things. The work world in general is not as friendly a place as it was when I finished college /started working almost three decades ago. Beyond our own needs, it makes me worry about our children. My oldest is out of college and working, and the expectations laid upon her -- while different from ours -- are every bit as daunting.
I am in my 23rd year, I am going to leave after Christmas. I'm ready for a new start. I am not going to retire "early" I am resigning. I don't want to touch my retirement, I want to leave that in there. But how does that work out later in years to come. Do I then at whatever time that is, let the state know I want to retire?
If you didn't v...See MoreYou are absolutely correct. However, the op is asking what to do now that the admin has called her out on it. I think this is typical bullying. Admin probably knew full well there was no dr note available. I have never never been asked for a note. I guess the best response would be what the other advice was.
If you didn't visit any > doctor's office or the like on that day you will probably > have to be honest that you didn't realize what kind of > day you used was as serious as it is. You would have to > be very contrite and not at all defensive. "
Or lie a little and say you meant to take a personal day, *(if you even have any.) and beg forgiveness. And next time, just wait and put in for a sick day the night before like everyone else does. Unfortunately, a bullying admin demands this type of behavior. And for the rest of you who always follow the rules and know so much, enjoy yourselves up there on the moral high ground
Eh, gotta disagree. The OP admits she was using a sick day when she was actually keeping an appointment -- did she say at the bank? That's misuse of benefits, not bullying.
I was wondering if I have 22 years (I'm a mid 40's wife) in with the state, and I leave, can I still take advantage of the health insurance, since I have my 20 years in?
I think that's a rather risky proposal. If you came in under the rule saying 50+20 years (it also says 30 years service at any age)and have been continuously employed, you're pretty safe ... but if you have a break in service, you're taking chances.
On 11/13/16, Staying positive wrote: > That policy is actually quite standard across states at > least NC and the 3 other states in which I have family in > the education field. > > What's going to be hard for you is that it is already done. > Now there is no great solution. If you didn't visit any > doctor's office or the like on that day you will probably > have to be honest that you didn't realize what kind of day > you used was as serious as it is. You would have to be very > contrite and not at all defensive. > > In the future, I know that is policy (regarding the not > around holidays rule) but exceptions can be made if your > principal is notified in advance and he/she recognizes that > there are no alternatives for you. We have the same policy > but one year I had a situation where I had made > unchangeable plans and the start date of our school changed > by several days, causing a conflict. The school calendar > was not amended until May of the year and I had made August > plans (flights, etc.) I brought my situation to my > principal. She explained that the only month I could ever > count on being off was July but I was not defensive and she > went to bad for me with the county and I was given special > permission. > > I had a friend once that had an after-the-fact situation > like yours and she got a reprimand but she didn't get > fired. Of course, we all got sharply worded emails to let > us know not to do the same thing she had. > > I'm sorry. I know it seemed so innocuous at the time. > > > On 11/13/16, Frustrated wrote: >> My school district has a policy that personal leave may > not >> be used on a day before a holiday. I had an out-of-town >> appointment the day before Veterans' Day. Because of the >> policy I took a sick day - making sure everything was >> covered with a substitute, etc. Now I'm being told I have >> to have a doctor's note for the sick day because it was >> scheduled ahead of time. My appointment was not with a >> doctor but with something personal. Aren't these policies >> backwards? How does your district handle this?
This is good...See MoreWhat's going to be hard for you is that it is already done. Now there is no great solution. If you didn't visit any doctor's office or the like on that day you will probably have to be honest that you didn't realize what kind of day you used was as serious as it is. You would have to be very contrite and not at all defensive.
Mytake. How much effect do > you think teachers had on last week's elections? Hint: Not > much. > I disagree. I believe McCrory lost because he did not get teacher votes he coul have had if he would have treated us right. They could have put him over the top. That race was very tight!
Hi, I am wondering the steps to take to take a leave of absence without actually resigning from my position. My position is effecting my health, state of mind, thought processing and blood pressure. I just don't know where to start and what my options are.
Thank you Beth for you questions. This is simply the system of education, the demands, disrespect,never ending new programs, meetings. I have put in enough time and this has been building up over the past few years. The last few months, I have been scared from what has happened to my body , mind and spirit...I need to do something for me and put ME first for once. I am going to be talking to reps through my ncae about options etc...then get out. Honestly I have nothing left to give.
overworkedOn 10/31/16, overworked wrote: > On 10/31/16, Beth Special Needs wrote: >> A question: Is it this year that's getting to you? This >> group > of kids? >> We do have a lot of pressure from other sources, but >> some > groups >> make that make that pressure easier to withstand. Just...See MoreOn 10/31/16, overworked wrote: > On 10/31/16, Beth Special Needs wrote: >> A question: Is it this year that's getting to you? This >> group > of kids? >> We do have a lot of pressure from other sources, but >> some > groups >> make that make that pressure easier to withstand. Just a >> suggestion: Do you have sick days but up? If so try > taking a >> few of them. Spread them out or take several in a >> cluster. > Use that >> time to evaluate your next step. Maybe another system >> near by would be an option or maybe just knowing you >> have some sick > days >> to take when you need them will help. I agree with the >> poster who mentioned early retirement. >> >> On 10/31/16, understand wrote: >>> You do realize when you hit 50 you can take early >>> retirement...IF the legislature doesn't change that. Or >>> , if you have a good job by then you can put it off to >>> draw more later...but at least it will be an option for >>> you. And, you'll have your health coverage ( again, if >>> they don't take it away before you retire). > > Thank you Beth for you questions. This is simply the > system of education, the demands, disrespect,never ending > new programs, meetings. I have put in enough time and > this has been building up over the past few years. The > last few months, I have been scared from what has > happened to my body , mind and spirit...I need to do > something for me and put ME first for once. I am going to > be talking to reps through my ncae about options > etc...then get out. Honestly I have nothing left to give.
I have another question, and first I would like to thank everyone for their time and advice. Once possible thing is to take short term disability. I am wondering does that leave a "weak stigma" for you when you go and search for a new job? I was just wondering how that looks to a future employer...
I'd love to teach closer to Ohio where I'm from. North Carolina sounds like a great place to live, but I will make around 55,700 as a teacher w/ master's goin' into my 9th year (it goes up about 1,500 a year). I wish NC's salary wasn't so stinking low.
If you dont like it, dont come. Stay wh...See MoreOn 7/18/16, Hunt wrote: > I'd love to teach closer to Ohio where I'm from. North > Carolina sounds like a great place to live, but I will > make around 55,700 as a teacher w/ master's goin' into my > 9th year (it goes up about 1,500 a year). I wish NC's > salary wasn't so stinking low.
If you dont like it, dont come. Stay where you are. We dont need your kind down here.
Mike- Nice, nativist response. Like it or not, the fact is NC pays its teachers poorly. And- like it or not, NC is part of a larger country and world. Your comment just plays into ugly stereotypes of the backward South- we're better than that, and you are too.
teashOn 10/21/16, jackie wrote: > hello is anyone availale to help me with math homework
Hey Jackie - this is a board for teachers to discuss their profession. It's not a help board...but I hope you find someone. Try Googling " math homework help" or something similar.
See, I think the same thing. I thought ANYONE running against McCrory would've won in a landslide ... but I think it'll be Cooper by a small margin. But, no, I don't think the issue is extreme liberalism. That's not what they're pushing on TV commercials, and it's not what I hear people discussing.
On 10/17/16, A wrote: > It's too close to call. I think Cooper could have won > handily. > > See, I think the same thing. I thought ANYONE running against > McCrory would've won in a landslide ... but I think it'll be > Cooper by a small margin. But, no, I don't think the issue is > extreme liberalism. That's not what they're pushing on TV > commercials, and it's not what I hear people discussing.
> On 11/23/16, not correct wrote:
>>
>>> I have done this. Unfortunately, If I don't teach the
>>> full eight years (to get to 30 years)the reduction is
>>> drastic. I checked what would happen at reduced
>>> retirement and there is over a tho...See More