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Retirement
by Melinda
May 4, 2016
Is anyone on here retiring or considering it for this year? I am thinking about it and wondering about which option I would choose. I would like some feedback on choosing Option 4 - SS leveling. Why is it good? Why is it bad? I am divorced and have one grown daughter.

Thanks everyone!
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A Okay, I was too verbose and couldn't fit my conclusion into that last post:

Is SS leveling a good choice for you? Maybe, maybe not. We don't have enough information to answer.

Your age and your health are significant line items in this equation. As a general rule of thumb, I don't think it's a good choice: You're giving up total...See More
May 4, 2016
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Drumdr Don't do ss levaling because if ss Benifits are ever cut you will be short changed. The amount you get early is what you have told them you will get. If it gets cut in half or something you lose out forever. Take it so whatever you get, ss will be a nice raise. This was told to us 4 years ago by the retirement system folks. In September I am going ...See More
May 4, 2016
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recent retiree I recently retired and took SS leveling. Here's why:

1. I needed it to be able to retire early. 2. People in my
family don't usually live long. 3. I am debt free and live
a simple lifestyle 4. I have a small annuity as well and
some savings ( though not hundreds of thousands LOL).

They actually calculate SS leveling by ...See More
May 5, 2016
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A 1. I needed it to be able to retire early. 2. People in my family don't usually live long. 3. I am debt free and live a simple lifestyle 4. I have a small annuity as well and some savings ( though not hundreds of thousands LOL).

Pointing out an alternative: You might have needed the SS leveling to retire early without working elsewhere, b...See More
May 7, 2016
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recent retiree I am well aware of everything you said. Keep in mind there may be other factors which I did not choose to post - of which you are not aware. But - your info might help the OP in their thinking.

On 5/07/16, A wrote: > 1. I needed it to be able to retire early. > 2. People in my family don't usually live long. > 3. I am debt free a...See More
May 8, 2016
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