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Ok. So I was stupid and young when entering college, got pregnant, and ended up taking out a personal private student loan. The note is now so high I can't afford it even though I'm married and we have a two income household. My oldest will be starting college next year and I don't know how we'll make it. This coming year will be my third year applying to teach overseas. My question is, if we put this private student loan in a bankruptcy to get rid of it, will it effect my chances of getting hired?
LolaTeach Based on other responses, bad credit does not seem to be an issue. I can't say for sure if a bankruptcy would have a negative impact on your background check. I would try to find alternate ways to take care of that debt, maybe a second job for one of you? That is how we took care of my student loans. If you do get a position overseas you will need ...See More
Nov 23, 2019
LolaTeach Not to mention the fact that now the move is taxed, so depending on your family size, it could be between $3-5K.
Nov 23, 2019
RJ We've all been there, but I would consider the fact that you incurred the debt and should therefore be responsible for it. As an employer, I would see that as a red flag.
Nov 23, 2019
haha I know people with bad credit who have been hired (and at least one with some type of bankruptcy) but have no idea if they were the the rule or the exception. Bottom line, do what you have to do, since DoDEA is basically a long shot anyways.

If it's feasible, you would be better off (for DoDEA and just in general) if you could play the gam...See More
Nov 23, 2019


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