UTNO? Liability Insurance?

by Considering options

Nov 8, 2008

Hi folks, I'm seeking opinions from NOLA teachers re: coverage in the event of a lawsuit. I taught in the FL public school system for 10 years & never felt the need for liability insurance. But, in the 2 years I've been teaching here for the RSD I've encountered a few families who've been openly hostile. This year, I keep a log to document (yes, it's exasperatingly time-consuming) almost all behavioral corrections & interactions with families. While I'm not concerned about the outcome of a meritless lawsuit, I am concerned about potential attorney's fees.

How have other classroom teachers in NOLA dealt with this concern? Is there a particular professional organization folks would recommend I join? What about UTNO? I welcome your suggestions.

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Larry You might as well as ask your insurance agent for a quote.

Nov 10, 2008

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Cruella If you belong to a professional organization, you can buy a liability policy through them. I belong to the NAEYC and buy a million dollar policy for about 130 per 12 month period. I am sure other organizations for reading, math, science teachers, etc would offer similar benefits. I would recommend you purchase a policy to cover yourself. I hsve bou...See More

Nov 10, 2008

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Considering Options Thanks, Cruella- -unfortunately, this situation is not going away. There was another incident on Friday with my student's sibling. I'm seeking coverage ASAP

Nov 15, 2008

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Merrill Are you in a teacher's union? Wouldn't they protect you from civil suits? In any case, you may want to speak with the principal about this. I would make it clear that if a frivolous lawsuit were launched against me, I would resign and make sure all the other teachers knew about it (really bad press for the district).

As long as you are doc...See More

Nov 19, 2008

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Considering Options I spoke with a teacher who was sued by a student's family here in NOLA. The teacher was accused of shoving a student. Despite accounts by witnesses (2 adults & other students) claiming the teacher was innocent of charges, she still had to go to court. Though ultimately found innocent, the ordeal dragged on for almost a year & cost her thou...See More

Dec 11, 2008

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