Retiring out of state
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Oct 12, 2017
- NC Teachers who retire with unreduced benefits get basic insurance without cost (I know there's discussion about this changing for new hires, but I'm talking about those of us who've been in the system a long while and came in under the "old rules").
- This insurance lasts for your whole life, just like your pension.
- This insurance lasts until you're 65 and qualify for Medicare.
- I know you can cover a spouse (at cost) as well ... but what happens if the spouse turns 65 /qualifies for Medicare several years before you?
hst@yahoo.com
I believe 1st, 2nd and 4th are true. The coverage at 64 becomes medicare compatible. I have not yet retired and my spouse is 65 . We sought individual insurance for Medicare, but I will (likely) go with state option when I get there. Footnote: Wading through the Medicare options is a nightmare!
hst@yahoo.com
Oops, meant to say 65 and not 64
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