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Georgia Teachers Chatboard

Your Retirement is at Risk!!!!

by Mr. Edwards

May 18, 2014

Hello to all GA teachers, my name is Mr. Edwards and I am a retirement specialist with a top rated financial company based in Duluth, GA. I am here posting this message for one reason and one reason only. Your retirement is at risk and you don't even realize it. You have plenty of options afforded to you for the utilization of your pension funds however the most effective option is the one least promoted.

Partial Lump-sum Option Payment or PLOP for short is the best option that you can exercise for your retirement years. I am aware that when you sit for your pre-retirement meetings this option is sold to you in a way that is designed to frighten you. I am also aware that some of your major concerns with PLOP is that it may reduce your lifetime income. With all of this negative propaganda against PLOP, I totally understand how you can be swayed to not going towards this program, however please allow me to explain to you the reasons why you absolutely must explore this option. ...See MoreHello to all GA teachers, my name is Mr. Edwards and I am a retirement specialist with a top rated financial company based in Duluth, GA. I am here posting this message for one reason and one reason only. Your retirement is at risk and you don't even realize it. You have plenty of options afforded to you for the utilization of your pension funds however the most effective option is the one least promoted.

Partial Lump-sum Option Payment or PLOP for short is the best option that you can exercise for your retirement years. I am aware that when you sit for your pre-retirement meetings this option is sold to you in a way that is designed to frighten you. I am also aware that some of your major concerns with PLOP is that it may reduce your lifetime income. With all of this negative propaganda against PLOP, I totally understand how you can be swayed to not going towards this program, however please allow me to explain to you the reasons why you absolutely must explore this option.

First, you will have the ability to receive as your first check a lump sum of money that can now become liquid in case of emergency such as a medical disaster or financial crisis. Your pension plan will not allow you an advance if an emergency arises as you know. Second, the funds can be placed in an account that offers the same protection as the pension plan and offers greater growth opportunities and offers an additional lifetime income feature that over time has the ability to rise in value. Finally, the pension plan has beneficiary features that allow one beneficiary to receive lifetime income however once that beneficiary passes away the funds return to the TRS and there is no additional beneficiary that can receive the funds.

With PLOP the funds that have been growing separate from the TRS pension can now be left as a legacy for future generations such as children and grand children and still provide the same guarantees afforded to you in your lifetime. I understand that you still may have questions about the program I would recommend that you get in touch with me for further details on how this program is the best thing that could have ever happened for your retirement. I can be reached at 6788255041 Mr. Edwards

Have a wonderful day

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